How to close Axis bank account without visiting branch?

Axis Bank is one of the top banks in India. The bank has a good reputation and offers great customer support. However, as a customer, you might want to close your bank account for several reasons, such as high fees, low-interest rates, etc. Most users want to close a bank account from the comfort of their home. So the question is, how to close an Axis Bank account without visiting branch?

Closing your Axis Bank account is straightforward. However, as of today, You Cannot close your account completely online.

To close your Axis Bank account, you will need to follow the offline method:

Before You Close Your Account

  • Make sure to withdraw any remaining balance by transferring it to another account.
  • Ensure no automatic payment is set up with your account; if there is, consider changing the payment method.
  • Ensure no upcoming payments to your account, such as salary, refunds, or wire transfers.
  • If your account has a negative balance, you must clear the dues before closing the account.

Axis Bank Account Closing Charges

Axis Bank charges an account closure fee, but you may or may not have to pay any fees.

If your account is less than 14 days old, you can request Axis Bank account closure and won’t be charged any fees. However, if your account is older than 14 days but less than one year, you will need to pay a fee of Rs. 500 along with the applicable GST.

Also, if your account is older than a year, no account closing charges will be applicable. To learn more about the charges, we recommend visiting the official Axis Bank Fees and Charges webpage.

Account Age Closure Charges GST (18%)
Less than 14 days No charges N/A
14 days 1 year Rs. 500 Rs.90
More than 1 year No Charges N/A

How to close Axis Bank account without visiting branch?

As mentioned, Axis Bank does not allow customers to close their accounts online. Instead, you must visit your home branch and raise an account closure request.

To do so, you must first download the account closure form from the Axis Bank website and fill it out with all the required details. Additionally, you may need to submit your passbook and unused cheque leaves and surrender your cards.

Anyway, here is a complete step-by-step guide to help with everything:

Axis Bank Account Closure Form

The first step is to visit the official Axis Bank website and download the Axis Bank account closure form. The form can be used for both savings and current account holders. Additionally, you will need to print out the form before filling it out with your details.

Alternatively, if you don’t have access to a printer or prefer not to download the form, you can visit your home branch and request an account closure form there.

Close Your Axis Bank Account

  • Visit your Axis Bank home branch, as any other Axis Bank branch might not fulfil your request.
  • Next, ask the customer service desk for an account closure form. If you already have the form, inquire where to submit it.
  • Then, proceed to the designated counter and submit your account closure form, providing any other details requested by the customer representative.
  • While submitting your account closure form, make sure to ask for the required list of documents that you will need to submit along with the form, and ensure you submit those documents as well.
  • After you submit your account closure request, the bank will process it. Usually, it takes two business days for the bank to fulfil your request.

Also read: How to Check Axis Bank Credit Card Application Status Online?


So, those are the steps to close your Axis Bank account. However, it’s important to note that Axis Bank does not allow offline account closure, and you will need to visit the bank in person to submit your request. For more information, you can always contact Axis Bank customer support to clarify doubts.

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